Avoiding Surprises: How to Choose an Electric Bike That Does Not Require Mandatory Insurance

In the dynamic world of e-bikes, regulatory developments are a constant. With the introduction of the new rule on compulsory insurance, the cycling community is understandably in turmoil. Before drawing hasty conclusions, it is essential to know which bikes are really affected.

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Key Points for Conscious Buying:

• Battery: Not all e-bikes with 48V batteries are the same. Only certified ones are excluded from compulsory insurance.
• Speed: A standard road-compliant e-bike does not exceed 25 km/h. Pay attention to exceptions such as certified cargo bikes.
• Motor power: The motor power of a standard e-bike should not exceed 250 W.

Does this mean that every bike that passes these criteria requires compulsory insurance? Not exactly.

Special Requirements for Load Bikes:

Only certain cargo bikes can boast a power of at most 500W and a 48V battery. Request detailed requirements.

Also, don't forget to ask for the certificate attesting to your e-bike's compliance with applicable laws.

The Right Choice to Avoid Bad Surprises:

Buying an e-bike goes beyond pure aesthetics or power. Ensuring legal compliance not only ensures a smooth ride, but also protects you from any insurance obligations.

Always remember: safety first. By choosing a bike that complies with regulations, you can ride with peace of mind and safety. Don't be caught unprepared, get informed!

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