entering IBAN for online payments: is it really reliable and safe?

Many are wondering about this, and rightly so, in this day and age where technology is evolving more and more, people are afraid to enter their payment details online.

Well, I won't make you wait until the end of the article to tell you that IBAN, together with Paypal, are the safest certified methods for digital payments.

The experts at the Money.co.uk portal (which registers millions and millions of users every year regarding security and finance) say this:

"As mentioned above, it is safe to make one's IBAN public as it does not put us at risk of fraud. Even in the event that our IBAN should get into the hands of some malicious person, he could at most make a payment on our behalf.

Except in the case of direct debiting of utility bills - where we in any case give our explicit consent to the automatic payment of bills - it is not possible that from the IBAN alone there can be a charge or otherwise an unauthorised withdrawal.

It is true that the IBAN can be traced back to the account number, but even then it is still not possible to proceed with a withdrawal.

The above also applies if, in addition to the IBAN, the first name, surname and other personal data of the account holder are also known."

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Sources: https://www.money.it/IBAN-insieme-nome-cognome-pericoloso